Hurst, TX, sits in the Mid-Cities area between Dallas and Fort Worth, offering suburban comfort with quick access to big-city jobs and amenities. If you are considering a move, understanding the cost of living in 2026 is essential for planning your budget and lifestyle expectations.
Where Is Hurst, TX and Why It Matters for Costs
Hurst is located in Tarrant County, roughly 25–30 minutes from both downtown Dallas and downtown Fort Worth, and about 15 minutes from DFW Airport. Its location along major highways like SH-183 and SH-121 gives residents easy access to employment centers while allowing them to live in a quieter, more affordable community. This convenient position tends to:
- Keep housing prices lower than in many Dallas neighborhoods
- Increase commuting by car, raising transportation and gas costs
- Provide strong access to jobs, shopping, and services without big-city price tags
Overall Cost of Living in Hurst, TX (2026 Overview)
In 2026, Hurst’s overall cost of living is generally slightly below the U.S. average and usually more affordable than central Dallas while being on par with or modestly below Fort Worth. Overall, Hurst can be considered a moderately budget-friendly suburb, especially attractive for renters, young professionals, and families seeking value close to major job markets.
Housing Costs in Hurst, TX
Median Home Prices
Average home values in Hurst in 2026 tend to sit below many Dallas suburbs closer to the city. While prices have risen in recent years, they remain competitive compared with popular areas like Plano, Frisco, or North Dallas. Buyers often find older but well-kept single-family homes on manageable lots, with better value per square foot than in trendier parts of DFW.
Rental Costs
Rents in Hurst are generally lower than in Dallas proper:
- One-bedroom apartments: typically in the lower mid-range for the DFW area
- Two-bedroom apartments: still accessible for dual-income households
- Single-family rentals: more expensive than apartments but often cheaper than similar homes in Dallas suburbs to the north or east
Apartment complexes often include amenities like pools and gyms, while house rentals appeal to families needing more space and yards.
Best Areas for Affordable Living
Budget-minded residents often look at older neighborhoods near central Hurst and along the main corridors, where homes are smaller but prices are more attainable. Newer subdivisions or areas close to major shopping centers and top-rated schools command higher prices but may offer better long-term value and amenities.
Utilities and Monthly Bills
Utilities are a key factor in Texas due to hot summers:
- Electricity: Air conditioning is a major expense from late spring through early fall. Shopping for electricity plans can lower costs.
- Water, gas, trash: Typically bundled through the city or local providers at moderate rates.
- Internet and phone: Multiple providers offer competitive packages, with high-speed internet widely available.
Overall, a typical household can expect total utilities to be in line with or slightly above the U.S. average, mainly due to cooling costs.
Transportation Costs
Hurst is car-dependent, with limited public transit:
- Gas prices: Similar to statewide averages; commuting to Dallas, Fort Worth, or Arlington will raise monthly fuel spending.
- Car ownership: Insurance, maintenance, and parking are standard suburban costs and should be budgeted alongside loan or lease payments.
- Commute times: Many residents drive 20–35 minutes to major job hubs, depending on traffic and exact destination.
Food and Grocery Costs
Grocery prices in Hurst track close to national averages, with several supermarket chains and discount grocers in and around the city. Dining out ranges from budget-friendly fast food and casual spots to mid-range restaurants, generally costing less than similar meals in trendier Dallas neighborhoods.
Healthcare Costs
Healthcare expenses depend heavily on insurance, but typical doctor visits, prescriptions, and services are comparable to other urban and suburban areas in Texas. Residents benefit from nearby hospitals and clinics throughout Northeast Tarrant County, keeping access convenient without driving far into Dallas or Fort Worth.
Education and Childcare Costs
Many families choose Hurst for its public schools, which do not charge tuition beyond standard activity and supply fees. Private schools and specialized academies in the surrounding Mid-Cities area can add significant monthly costs. Daycare and childcare rates are similar to those in the broader DFW metro: lower than some coastal cities but still a major line item for families with young children.
Taxes in Hurst, TX
- No state income tax: Texas does not levy personal state income tax, which can improve take-home pay.
- Property taxes: Rates are relatively high compared with many states, an important consideration for homeowners.
- Sales tax: Combined state and local sales tax is typical for Texas cities and should be factored into everyday spending.
Cost of Living Comparison
- Hurst vs. Dallas: Housing and rent are usually cheaper in Hurst, though commuting can offset some savings.
- Hurst vs. Fort Worth: Overall costs are similar, with small differences based on neighborhood and commute.
- Hurst vs. U.S. average: Slightly below average overall, especially for housing, but with higher property taxes and strong reliance on cars.
Monthly Budget Breakdown (Example)
- Single professional: Rent for a one-bedroom, utilities, car expenses, groceries, and personal spending generally stay manageable on a mid-level salary, especially with roommates or careful budgeting.
- Family of 3–4: A modest mortgage or three-bedroom rental, childcare, and transportation will be the largest expenses, but many households find Hurst more attainable than nearby big-city neighborhoods.
Is Hurst, TX Affordable in 2026?
Hurst is particularly attractive for commuters, young families, and remote workers who want access to DFW’s economy without paying central-city prices. The main trade-offs are car dependence and higher property taxes, but the balance of affordability and convenience makes Hurst a strong contender for many budgets.
Tips to Save Money in Hurst, TX
- Choose neighborhoods with shorter commutes to your job to reduce gas costs.
- Compare electricity providers and invest in efficient cooling to manage summer bills.
- Take advantage of local parks and free community events for low-cost recreation.
- Shop around for insurance and internet packages to avoid overpaying.
Moving to Hurst on a Budget
Planning your relocation carefully can keep upfront costs under control. Get multiple quotes from moving companies, declutter before you move to reduce volume, and decide which tasks you can handle yourself. Many residents work with local movers in Hurst, TX to balance cost, convenience, and time. Whether you hire professionals or take a DIY approach, factor in deposits, initial utility fees, and basic furnishings.
Final Thoughts
Hurst, TX, offers a solid mix of affordability, convenience, and suburban comfort within the Dallas–Fort Worth metroplex. With housing costs that are generally lower than in central Dallas and competitive with Fort Worth, it can be an appealing option for individuals and families looking for a balanced cost of living in 2026.
